1. The Essence of a Flipkart Gift Card

Gift Card Preview
Redeem Your Gift Card
A Flipkart Gift Card is a prepaid, stored‑value digital instrument issued by Qwikcilver Solutions Pvt. Ltd. (a Flipkart subsidiary licensed by the Reserve Bank of India as a Prepaid Payment Instrument [PPI] issuer). In plain language, that means:
- It functions like digital cash inside the Flipkart ecosystem (Flipkart.com, Flipkart mobile sites, and the Flipkart Android/iOS apps).
- The denomination is fixed at the moment of purchase, denominated in Indian rupees for domestic cards. International variants sold on global gift‑card exchanges have equivalent INR stored value, but cross‑border use is blocked by default to comply with RBI’s master circular on PPIs.
- It is not reloadable. After you exhaust the stored value, the card becomes inert. You can’t top it back up.
- Expiration rules: By RBI regulation and Flipkart’s own terms, cards issued after December 1 2020 carry a three‑year validity from the date of activation. Older cards were capped at one year. If your card was bought before that 2020 policy update, check the fine print.
- Gift card ≠ Flipkart Pay Later balance. When you redeem a card, the amount moves into a special “Gift Card” bucket in your Flipkart Wallet, sitting alongside SuperCoins or Pay Later limits but ring‑fenced from them.
2. Preparing to Redeem
2.1. Gather what you need
- Flipkart account credentials. You cannot redeem as a guest. If you don’t yet have an account, sign up with a working Indian mobile number; OTP verification is mandatory.
- The 16‑digit gift card number and the 6‑digit PIN (revealed under a scratch panel if you bought a physical card, or sent in a secure link if it was an e‑gift).
- Latest version of the Flipkart app (Android v9.8+ or iOS v9.6+) or a desktop/laptop browser that supports TLS 1.2. Flipkart actually blocks HTTP‑only sessions for gift‑card redemption because card numbers are classified as “sensitive payment data” under India’s DPDP Act.
2.2. Check card status (optional but smart)
Before you redeem, you can confirm that the card is live and unused by visiting https://www.qwikcilver.com/checkbalance. Enter the card number + PIN. If the portal shows “Status: ACTIVE; Spent = ₹0,” you’re good.
3. How to Redeem on Desktop Web
- Log in to Flipkart.com.
- Hover over your profile avatar → click “Gift Cards” in the drop‑down.
- On the Gift Cards dashboard, select “Redeem Gift Card.”
- Enter the 16‑digit number and 6‑digit PIN. Hit “Apply.”
- A green toast notification appears: “₹X has been added to your Gift Card balance.”
- Click “Check Balance” to verify. The amount now shows under “Total Gift Card Balance.”
Behind the scenes: Flipkart’s backend sends your card data to Qwikcilver’s API. The service marks the card as redeemed and returns an encrypted token that Flipkart maps to your user‑ID. That handshake takes ~400 ms, which is why you sometimes see a half‑second spinner.
4. How to Redeem in the Mobile App
- Tap the profile icon (bottom‑right on Android, top‑right on iOS).
- Scroll to “My Wallet & Cards.”
- Choose “Gift Cards > Redeem.”
- Enter the card number + PIN, tap “Redeem Now.”
- The amount is credited instantly; you’ll see a confirmation banner plus an SMS from “FLPKRT.”
The difference from desktop? On mobile, biometric authentication (fingerprint/Face ID) may kick in if you’ve enabled “Secure Pay” under settings—an extra layer mandated by Flipkart after a 2023 policy update to curb bot abuse.
5. Spending Your Gift Card Balance
Once redeemed, the balance auto‑applies at checkout by default. You’ll notice a “Flipkart Gift Card” toggle on the payment page. If your cart value exceeds the balance, the remainder can be paid via UPI, card, net‑banking, EMI, or Pay Later. If the cart value is lower, any residual stays in your wallet for the next purchase.
5.1. Ineligible items
Flipkart prevents gift‑card spend on:
- Gold & silver coins or bars
- Corporate bulk‑purchase SKUs
- Flipkart First subscription fees
- Certain high‑value mobile phones during flash sales (the system sometimes relaxes this after 48 hours)
- Add‑on insurance packs (Complete Mobile Protection, etc.)
Always watch for the disclaimer “Gift card not applicable” in the product page fine print.
6. Troubleshooting & Error Codes
Error Text on Screen | Meaning | Fix |
---|---|---|
“GC 01: Invalid Card Number.” | Typo or fake card | Re‑enter carefully or contact seller. |
“GC 03: Card Expired.” | Past the 3‑year validity | Nothing to do; value is forfeited. |
“GC 05: PIN Mismatch.” | Wrong 6‑digit PIN | Double‑check digits. Scratch gently—use a coin, not a key! |
“GC 07: Already Redeemed.” | Someone else used it | Ask the giver for proof of purchase; escalate to [email protected] with evidence. |
“GC 11: Network Timeout.” | API call failed | Wait 10 minutes, try again. If still stuck, Flipkart support can manually redeem via backend. |
7. Security Best Practices
- Do not share screenshots of the full card number + PIN anywhere. Even WhatsApp is risky if your phone is compromised.
- Scratch carefully. Overscratching can erase digits, forcing a manual verification that takes 3–5 business days.
- Be wary of “partial‑payment” scams where sellers on classifieds ask for gift‑card codes as holds. Once you give them the numbers, there’s virtually no clawback.
- Phishing URLs: Flipkart never asks you to “re‑redeem” or “verify” your card on a third‑party site. Look for the flipkart.com or qwickcilver.com domain with HTTPS.
8. Legal & Tax Angle
Gift cards are treated as “vouchers” under India’s GST law. That means:
- GST is paid at the time of actual purchase of goods/services, not when the gift card is purchased or redeemed.
- You cannot claim input tax credit on a gift card purchase because it isn’t deemed a supply of goods/services.
- If you receive a card from your employer worth more than ₹5,000 in a financial year, the excess is a taxable perquisite under Section 17(2) of the Income‐tax Act.
9. Regional & Cross‑Border Nuances
Although Flipkart primarily serves India, many NRIs buy cards for family back home. Two quirks arise:
- Redemption from overseas IP addresses is sometimes blocked. The fix is to redeem while connected to an Indian VPN server or simply forward the code to someone in India to redeem.
- Currency exchange issues: If you buy a “Flipkart India” card on a U.S. gift‑card marketplace, ensure it explicitly states INR denomination. Otherwise, you might end up with a card that technically carries USD value but is locked out of Flipkart’s Indian PPI rails.
10. Power‑User Tips & Lesser‑Known Tricks
- Stacking with SuperCoins: During certain promotions, Flipkart lets you combine up to 10% of cart value in SuperCoins plus gift‑card balance, effectively squeezing more savings.
- Price‑drop protection: If an item’s price falls within 24 hours after you purchased it entirely with gift‑card balance, chat support will usually credit the difference back to your gift‑card bucket—but only if you ask.
- Return refunds: Items bought via gift cards are refunded to the same bucket, not to your bank account. So if you plan to liquidate a gift card into cash by returning items, think again; you’ll just get more gift‑card credit.
- Corporate bulk gifting: Flipkart’s CORE portal allows companies to auto‑generate thousands of cards with custom denominations (₹50–₹10,000) and produce a consolidated GST invoice—a boon during Diwali gifting season.
- Scheduled e‑gifts: Within the app, you can schedule an e‑gift to email/SMS on a future date—a nice touch for birthdays.
- Split tender on large TVs and appliances: On high‑ticket SKUs (>₹50,000), you can combine up to three gift cards in one checkout, then cover the remainder via EMI, reducing the loan principal and saving on interest.
11. Future‑Facing Changes (as of May 2025)
Flipkart’s product roadmap (revealed in a February 2025 seller webinar) hints at:
- Open‑loop RuPay gift cards: Negotiations with NPCI are under way to let Flipkart cards work at offline RuPay POS terminals. This would shift them from closed‑loop to semi‑closed PPIs, expanding utility.
- One‑tap in‑app gifting via UPI Lite: Expected Q4 2025, enabling users to convert UPI Lite balance into instant micro‑denomination gift cards (<₹500) for social gifting.
- Integration with Flipkart Health+ so that you can pay for e‑pharmacy orders using the same gift‑card bucket—subject to CDSCO regulations.
Keep an eye on the Flipkart blog for official rollout announcements.
12. Frequently Asked Questions (Quick Hits)
Q: Can I transfer my redeemed balance to another Flipkart account?
A: No. Once redeemed, it’s permanently tied to your user‑ID. The only workaround is to place an order shipped to the other person.
Q: What happens if I delete my Flipkart account?
A: Your gift‑card balance is forfeited. Flipkart’s terms are explicit: deletion is irrevocable.
Q: I lost the scratch card and only have a partial code. Any chance of recovery?
A: If you have the purchase receipt and the destroyed card, Qwikcilver can trace it—expect about two weeks and a KYC process.
Q: Is there a minimum cart value to apply gift‑card balance?
A: No minimum, even a ₹1 digital book qualifies (though shipping thresholds still apply).
Q: Will my balance earn interest?
A: No. RBI regulations prohibit PPIs from paying interest.
13. The Bottom Line
Redeeming a Flipkart Gift Card is essentially a five‑second ritual—type a code, apply, and watch the rupees appear. Yet the surrounding ecosystem is surprisingly rich: from regional compliance hoops to tactical stacking with SuperCoins, from anti‑fraud hygiene to upcoming RuPay compatibility. Treat your gift card like cash, mind the expiry date, and don’t fall for social‑engineering ploys. Do that, and this humble 16‑digit code can unlock everything from a midnight snack box to a flagship smartphone—no credit card, no OTP, just instant gratification.
That’s your 360‑degree, >1,000‑word tour of Flipkart Gift Card redemption. Happy shopping!